Credit Manager

Having an eye for detail and being particular about accurate numbers is essential to the smooth running of our business. We are looking for individuals to join our team of precise-minded people dedicated to adding value to our customers and to our business. So if you’d thrive in a team that values high work standards and learning opportunities, where every team member is recognised and valued, join us in driving the future of operations in business mobility.

Our Credit team is looking for a Credit Manager.

What awaits you?

• You will be responsible for assisting the steering and guiding of the credit business by ensuring credit decision quality.
• You will be responsible for supporting the provision and presentation of credit exposure analysis in Commercial Finance (CF), Fleet, and risk-relevant retail finance (RRB).
• You will be responsible for analysing and reviewing CF, Fleet, and RRB customers, considering financial statements, debt service capacity, and using various analysis tools to make informed recommendations.
• You will be responsible for managing annual reviews for all CF, Fleet, and risk-relevant businesses to ensure credit risk is managed in terms of Credit Risk Rating System (CRS) rating, guarantees, and collateral.
• You will maintain continuous communication with the Front Office to ensure credit review processes and procedures are adapted according to guidelines.

Qualifications & Experience         

• A tertiary qualification in Business or Commerce with a major in Accounting and/or Finance.
• Demonstrated experience in the finance industry with exposure to commercial credit functions.
• Possess a strong understanding of company financials and budget / forecasts.
• Excellent presentation, negotiation, communication and stakeholder management skills.
• Proficient in utilising the Microsoft Office suite, with particular expertise in Excel, Word, and PowerPoint.

What do we offer?

• Attractive remuneration
• Flexible Work policy and practices
• Health & Wellbeing initiatives
• Lifelong learning & career development
• BMW & Mini promotions and product offers
• Annual spend on BMW & MINI merchandise
• Free onsite parking
• Onsite café
• Subsidised onsite gym, dry cleaning and car wash facilities
• A dynamic, inclusive and sustainable working environment

BMW Group is an equal opportunities employer and takes great pride in fostering and promoting diversity in every aspect of our work life and culture.  We highly regard the skills, knowledge, experience, ideas, perspective and energy our diverse workforce brings into the company.

Employment at BMW Group Australia is conditional upon pre-employment checks undertaken by the candidate on request and clearances received.  This includes qualifications and employment checks, relevant background checks and may include Nationally Coordinated Criminal History Check(s) and credit check(s).

By submitting an application for a role at BMW Group Australia the candidate confirms:

• They have valid rights to work in Australia
• They agree to undertake integrity checks upon request should their candidacy progress to an offer of employment.